Our pups have no social security but illnesses, injuries can happen. You have to take your furry baby to the vet which will eventually cost you a couple of hundred or thousand dollars – depending on the issue. This is when pet insurance can help you. In this article, we’d like to give you an overview of how French Bulldog pet insurance works and what you should keep in mind when choosing one. We will also recommend a fantastic pet insurance company that we highly recommend — make sure to read until the end for an exclusive offer!
Why Should You Buy Pet Insurance for Your Frenchie?
From time to time we get the question from our TomKings parents if they should buy pet insurance. None of us can see the future and insurance protects us at the most vulnerable moments and can save us a fortune. Just like in any other type of insurance, it’s good to have it and the best not to use it. In case your pup gets ill or injured, the insurance eases at least your financial worries – while you have enough to worry about. It’s best to hope that nothing bad will happen, but better to be prepared for the unexpected.
There is a whole range of various pet insurance policies, and it’s best to use comparison sites to see fees. Then, study carefully what the policy covers and see how it matches your lifestyle with your pup and what could be the highest risks.
Injuries and Illnesses
Most insurance policies give you a maximum cover per year and a maximum cover per occasion in case of injuries or illnesses happen. Just to give you an example: if your pup has dermatitis, you can claim the vet bills, creams and treatments. If they are injured and wounded, you can claim vet bills, necessary X-rays and further treatments. Depending on the policy, it max cover dental treatments following an accident or complementary treatments like hydrotherapy.
Third Party Liability and Other Extras
Insurance can cover not only injuries but also other unfortunate events in life. Even the best kids are nasty sometimes. Even if the French Bulldog is a very social and harmless breed, your pup could cause damage to someone else for which you as their parent are liable. Pet insurance helps in these cases and covers for third-party liability.
There are other unexpected cases in life which can cause difficulties. For example, if you have to stay in hospital with your baby, pet insurance pays the costs of your pup’s homecare or boarding fees. If you have to cancel a pre-booked holiday due to your furry kid’s treatment, your cover can help. Or, if a pup gets lost, insurance pays for the fees for the search (like advertising).
If the Worst Happens
We all fear the worst, but when a pup leaves us, nobody can compensate for the loss, but pet insurance refunds the purchase price at least.
Costs of Pet Insurance
It’s best to check comparison sites, but generally speaking, the monthly fee increases with the pup’s age, what events you’d like to include, and how much cover you require. Like in the case of any other health or life insurance, pet insurance will not pay for the treatment of illnesses known before taking out the policy or genetic disorder.
Introducing Fetch Pet Insurance
Fetch Pet Insurance is a fantastic company that we highly recommend to all TomKings parents. They are one of the largest and highest-rated pet health insurance and wellness companies, with over 20 years of experience across North America. Fetch offers the most comprehensive coverage available, including medical conditions linked to specific breeds like breathing problems often found in French Bulldogs.
With Fetch, you have the flexibility to keep your current vet or choose a new one, and they even cover specialists and emergency clinics. You can use any veterinarian in Canada or the U.S. and submit a claim in minutes. Plus, we are thrilled to offer a special benefit: a 10% lifetime discount to every TomKings parent!
The article was written based on the experience of the TomKings Puppies Team. TomKings Puppies have been breeding French Bulldogs for 13 years on their farms. All the pictures in the post belong to them and show a puppy from their breed. Check their available puppies here, or if you have any questions or comments let us know below the article.
